Homeownership

The Smith Hill CDC supports potential homeowners three ways.

We offer:

  • counseling services and information to help navigate through the process
  • own classes in economic self-empowerment and home ownership
  • affordable home ownership opportunities through our real estate developments.

Counseling

Contact Barbara Adams to schedule an appointment.

Smith Hill CDC classes

Learn more about Economic Empowerment classes.

Home Ownership opportunities in Smith Hill developed by the CDC

Currently, Smith Hill CDC has no residential units available for purchase.  Market conditions have created a situation where the area of greatest need is in rental units.  Smith Hill CDC will continue to address to the needs of city residents by remaining flexible and responsive in all our construction projects.

Key Partners

In general, there are many programs for first-time homebuyers that include reduced or no down payments and below market interest-rate loans.  Rhode Island Housing is a key resource for information about these loans.

The first step in qualifying for many of these first-time homeowners programs is to take a Homeownership Class through Rhode Island Housing.  View the schedule of places and times.

The Housing Network is another excellent resources for information about homeownership.